Professional Public Adjusters Serving Tennessee Property Owners

When dis­as­ter strikes your Ten­nessee prop­er­ty, deal­ing with insur­ance com­pa­nies can be over­whelm­ing and finan­cial­ly dev­as­tat­ing. Ten­nessee home­own­ers and busi­ness own­ers trust Franklin Prop­er­ty Claims to max­i­mize their insur­ance set­tle­ments and ensure fair com­pen­sa­tion for prop­er­ty dam­age claims across the state.

As licensed Ten­nessee pub­lic adjusters with over 30 years of expe­ri­ence, we spe­cial­ize in prop­er­ty dam­age claims, insur­ance dis­pute res­o­lu­tion, and secur­ing max­i­mum set­tle­ments for pol­i­cy­hold­ers through­out Nashville, Mem­phis, Knoxville, Chat­tanooga, and all Ten­nessee com­mu­ni­ties.

What Are Tennessee Public Adjusters?

Ten­nessee pub­lic adjusters (some­times referred to as loss adjusters) are state-licensed insur­ance pro­fes­sion­als who work exclu­sive­ly for pol­i­cy­hold­ers, nev­er for insur­ance com­pa­nies. Unlike insur­ance com­pa­ny adjusters who aim to min­i­mize pay­outs, pub­lic adjusters in Ten­nessee advo­cate for prop­er­ty own­ers to secure max­i­mum claim set­tle­ments.

Our Ten­nessee pub­lic adjusters pro­vide com­pre­hen­sive ser­vices, includ­ing:

• Prop­er­ty dam­age assess­ment and doc­u­men­ta­tion
• Insur­ance pol­i­cy inter­pre­ta­tion and analy­sis
• Repair cost esti­ma­tion and con­struc­tion con­sult­ing
• Direct nego­ti­a­tion with insur­ance com­pa­nies
• Claims doc­u­men­ta­tion and evi­dence col­lec­tion
• Set­tle­ment max­i­miza­tion strate­gies

Unique Fee Structure: You Pay Only for Additional Recovery

Unlike many Ten­nessee pub­lic adjusters who charge a per­cent­age of your entire set­tle­ment, Franklin Prop­er­ty Claims oper­ates on a per­for­mance-based fee struc­ture. We only earn com­pen­sa­tion based on the addi­tion­al struc­tur­al dam­ages we recov­er above your insur­ance com­pa­ny’s ini­tial offer, ensur­ing our inter­ests align per­fect­ly with yours.

When to Hire a Tennessee Public Adjuster

Large Property Damage Claims ($50,000+)

For sig­nif­i­cant prop­er­ty dam­age claims exceed­ing $50,000, hir­ing a Ten­nessee pub­lic adjuster becomes essen­tial. Insur­ance com­pa­nies deploy expe­ri­enced adjusters and legal teams to min­i­mize payouts—you need equal rep­re­sen­ta­tion to lev­el the play­ing field.

Common Scenarios Requiring Public Adjusters in Tennessee:

• Under­val­ued insur­ance set­tle­ments
• Dis­put­ed prop­er­ty dam­age claims
• Com­plex struc­tur­al dam­age assess­ments
• Con­tents inven­to­ry and val­u­a­tion dis­putes
• Insur­ance com­pa­ny delays and denials
• Hid­den dam­age dis­cov­ery
• Cov­er­age inter­pre­ta­tion dis­putes

Tennessee Weather-Related Property Damage

Ten­nessee expe­ri­ences fre­quent severe weath­er events requir­ing spe­cial­ized pub­lic adjuster exper­tise:

• Tor­na­do dam­age claims
• Hail­storm prop­er­ty dam­age
• Wind dam­age assess­ments
• Fire dam­age claims
• Flood dam­age eval­u­a­tions
• Hur­ri­cane prop­er­ty dam­age

How We Maximize Your Settlement

Comprehensive Property Damage Assessment

Our Ten­nessee pub­lic adjusters con­duct thor­ough prop­er­ty inspec­tions to iden­ti­fy all vis­i­ble and hid­den dam­age. We uti­lize advanced dam­age detec­tion tech­nol­o­gy and con­struc­tion exper­tise to ensure no dam­age goes uncom­pen­sat­ed.

Insurance Policy Analysis and Interpretation

Ten­nessee insur­ance poli­cies con­tain com­plex lan­guage and cov­er­age lim­i­ta­tions. Our pub­lic adjusters ana­lyze your spe­cif­ic pol­i­cy to iden­ti­fy all applic­a­ble cov­er­age and ensure max­i­mum claim recov­ery.

Professional Contents Inventory Services

Prop­er­ty con­tents val­u­a­tion rep­re­sents a sig­nif­i­cant por­tion of most Ten­nessee prop­er­ty dam­age claims. Franklin Prop­er­ty Claims part­ners with cer­ti­fied inven­to­ry spe­cial­ists to doc­u­ment and val­ue your per­son­al prop­er­ty, ensur­ing com­pre­hen­sive con­tents claim recov­ery.

Direct Insurance Company Negotiation

Our Ten­nessee pub­lic adjusters han­dle all com­mu­ni­ca­tion and nego­ti­a­tion with your insur­ance com­pa­ny, remov­ing the stress and com­plex­i­ty from the claims process while secur­ing max­i­mum set­tle­ments.

Tennessee Cities We Serve: Statewide Public Adjuster Coverage

Franklin Prop­er­ty Claims pro­vides pro­fes­sion­al pub­lic adjuster ser­vices through­out Ten­nessee, includ­ing:

Major Tennessee Markets:

• Nashville
• Mem­phis
• Knoxville
• Chat­tanooga
• Franklin

Additional Tennessee Communities:

• Jack­son
• Murfrees­boro
• Colum­bia
• Clarksville
• John­son City
• Gatlin­burg

Why Choose Franklin Property Claims: Tennessee’s Trusted Public Adjusters

Over 60 Years Combined Team Experience

Franklin Prop­er­ty Claims has suc­cess­ful­ly rep­re­sent­ed Ten­nessee prop­er­ty own­ers, recov­er­ing mil­lions in addi­tion­al insur­ance set­tle­ments across the state.

Performance-Based Compensation Model

Our unique fee struc­ture ensures we’re moti­vat­ed to secure max­i­mum set­tle­ments. We only earn com­pen­sa­tion on addi­tion­al struc­tur­al dam­ages recov­ered above ini­tial insur­ance offers, not your entire set­tle­ment.

Comprehensive Claim Management

From ini­tial dam­age assess­ment through final set­tle­ment, our Ten­nessee pub­lic adjusters man­age every aspect of your prop­er­ty insur­ance claim, pro­vid­ing reg­u­lar updates and trans­par­ent com­mu­ni­ca­tion through­out the process.

Local Tennessee Expertise

Our team under­stands Ten­nessee-spe­cif­ic insur­ance reg­u­la­tions, weath­er pat­terns, and con­struc­tion stan­dards, pro­vid­ing invalu­able local exper­tise for your prop­er­ty dam­age claim.

Tennessee Property Insurance Claim Process

Step 1: Initial Consultation and Claim Review

Con­tact Franklin Prop­er­ty Claims for a free con­sul­ta­tion to eval­u­ate your Ten­nessee prop­er­ty dam­age claim and deter­mine if pub­lic adjuster rep­re­sen­ta­tion will ben­e­fit your spe­cif­ic sit­u­a­tion.

Step 2: Comprehensive Property Damage Assessment

Our licensed Ten­nessee pub­lic adjusters con­duct thor­ough prop­er­ty inspec­tions, doc­u­ment­ing all dam­age and devel­op­ing com­pre­hen­sive repair esti­mates using indus­try-stan­dard soft­ware.

Step 3: Insurance Policy Analysis

We ana­lyze your spe­cif­ic insur­ance pol­i­cy to iden­ti­fy all applic­a­ble cov­er­age and devel­op strate­gies to max­i­mize your claim set­tle­ment.

Step 4: Insurance Company Negotiation

Our pub­lic adjusters han­dle all com­mu­ni­ca­tion and nego­ti­a­tion with your insur­ance com­pa­ny, advo­cat­ing aggres­sive­ly for max­i­mum set­tle­ment recov­ery.

Step 5: Settlement Finalization

We con­tin­ue nego­ti­at­ing until we achieve fair com­pen­sa­tion that ful­ly reflects your prop­er­ty dam­age loss­es, ensur­ing you can rebuild with con­fi­dence.

Contact Tennessee’s Premier Public Adjusters Today

Don’t let insur­ance com­pa­nies under­val­ue your Ten­nessee prop­er­ty dam­age claim. Franklin Prop­er­ty Claims has the expe­ri­ence, exper­tise, and ded­i­ca­tion to secure max­i­mum set­tle­ments for prop­er­ty own­ers across Ten­nessee.

Free Consultation Available

Con­tact our Ten­nessee pub­lic adjusters today for a free con­sul­ta­tion and claim eval­u­a­tion:

Toll-Free: 888 215‑0893 Local Nashville: 615–622 5358

Whether you’re in Nashville, Mem­phis, Knoxville, Chat­tanooga, or any­where across Ten­nessee, Franklin Prop­er­ty Claims is ready to fight for every dol­lar you deserve. Don’t set­tle for less—contact Ten­nessee’s trust­ed pub­lic adjusters today.