In the unsettling aftermath of a catastrophic fire, the path to recovery may seem daunting. The first 30 days after a fire are pivotal in laying the groundwork for a smoother claim process. Whether you decide to hire a Public Adjuster or not, here is the first part of a

Part II: Public Adjusters Guide For First 30 Days After A Fire Let’s dive into more of the items that need your attention in the first 30 days after a fire. While there are many important things that you need to be paying attention to, THE most important thing to

Gain a clear understanding of the differences between Actual Cash Value vs Replacement Cost Value Navigating the complexities of insurance claims can be challenging, especially when it comes to understanding the valuation methods insurers use to calculate settlements. Two terms that frequently arise in the property insurance world are “Actual

Should You Accept Early Insurance Payments? Experiencing a fire loss is an emotionally and financially draining ordeal. The aftermath can often feel like a maze of insurance claims, temporary living arrangements, and the daunting task of rebuilding. Amid this chaos, receiving an early insurance payment, like an advance, can provide

Maury County Tornado 2024   One of my business partners, Hank Stoppelbein, and I spent much of yesterday afternoon assessing the damage from the EF-3 Maury County Tornado that ripped through the Columbia, Tennessee, area last Wednesday night. Most of the damage was in the county’s rural areas just east of

Is a Structural Engineer Truly Independent? A Case Study Prospect, Kentucky experienced an EF-0 or EF-1 tornado last week. Conor and I went up there to see for ourselves the extent of the damage. A couple of homes had their roofs blown off, and others received some damage from trees

The path to recovery can seem daunting after a tornado has uprooted your life. Understanding how to navigate tornado insurance claims effectively is crucial for rebuilding. This guide aims to arm you with the essentials to give you peace of mind and maximize your claim settlement. Patience is Key: Rushing

Considerations When Filing A Claim Insurance companies are no different than any other business; their objective is to be profitable. Being profitable requires 1) increasing and sustaining revenues and 2) keeping costs to a minimum. As long as you are paying your premiums (revenue to them) you are an “asset”.